Pioneer Personal


woman looking out glassdoors smiling

For more than 130 years, Pioneer has served as an important catalyst to the growth of the Capital Region and prosperity of its residents and enterprises. Along the way, we've learned a few things about what it takes to be successful - dedication, trustworthiness, and the importance of long-lasting relationships. Pioneer's Premier solutions are tailored to individuals who value these characteristics.

Personal Premier clients enjoy access to exclusive benefits and rewards, as well as the professional services of a dedicated Premier Relationship Manager who takes the time to understand your unique needs and provide the support to meet your financial goals. Unlock our highest level of personal service that provides rewards for your relationship, including fee waivers, enhanced service offerings, and more.

Speak with a Branch Representative today to see if you qualify for Premier status.

Personal Premier Checking

  • $5 minimum opening deposit required
  • $25 monthly service charge
    • First two statement cycles are free if the service charge waiver limits are not met
    • Maintain an average daily Personal Premier Checking balance of $25,000 or $100,000 daily average relationship balance to avoid a service charge1

As a Premier client, you'll have access to the following benefits:

  • Personalized MyCardSM Debit Card at no charge
  • Stainless steel debit card, exclusive to Premier clients (coming soon)
  • Free checks
  • 3x5 safe deposit box (depending on availability) and discount on larger sizes
  • Overdraft Line of Credit, subject to credit approval and applicable finance charges
  • Pioneer Perks subscription and benefits
  • Financial planning consultation
  • Additional savings on everyday banking transactions including no ATM fees at non-Pioneer ATMs nationwide

eBanking Features:

Premier Team Leadership

Mike Lyons photo

Michael Lyons
Premier Relationship Manager - Team Leader
NMLS# 471275

Dahvia Doring photo

Dahvia Doring
Premier Relationship Manager
NMLS# 1454274

Contact the Premier team at