Your Premier Checking Account

Being a Premier client provides access to exclusive benefits and rewards to provide an enhanced banking experience. These features are designed to help you stay in control of your finances and get the most out of your financial relationship.

Our personal checking account is designed for clients who expect the best from their banking partner. Clients must maintain a Premier Checking balance of $25,000 or relationship balance of $100,000 in combined consumer accounts and Pioneer Wealth Management investment accounts1.

With Premier you’ll enjoy the following benefits and features:


  • Stainless steel debit card, exclusive to Premier clients
  • Free checks
  • 3x5 safe deposit box (depending on availability) and discount on larger sizes2
  • Overdraft Line of Credit, subject to credit approval and applicable finance charges
  • Pioneer Perks subscription and benefits
  • Financial planning consultation
  • Additional savings on everyday banking transactions including no ATM fees at non-Pioneer ATMs nationwide


  • e-Statements and/or paper statements
  • Free linked account transfer
  • Online & Mobile Banking with Bill Pay
  • Pocket Change

Account Requirements:

  • $5 minimum opening deposit required
  • Monthly service charge of $25
    • First two statement cycles are free if the service charge waiver limits are not met
    • Maintain an average daily Personal Premier Checking balance of $25,000 or $100,000 daily average deposit relationship balance to avoid a service charge1

1. Relationship Balance = Balances of $100,000 in combined consumer accounts and Pioneer Wealth Management investment accounts.

2. Safe Deposit Box contents are not FDIC insured.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC).

Insurance products are offered through LPL or its licensed affiliates. Pioneer Bank and Pioneer Wealth Management are not registered as a broker-dealers or investment advisor. Registered representatives of LPL offer products and services using Pioneer Wealth Management, and may also be employees of Pioneer Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Pioneer Bank or Pioneer Wealth Management. Securities and insurance offered through LPL or its affiliates are: 

Pioneer Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit for more detailed information.

State Disclosure - LPL Financial representatives associated with this website may discuss and/or transact securities business only with residents of the following states: AZ, CA, CO, CT, DE, FL, GA, HI, IL, IN, KY, MA, MD, NC, NH, NJ, NM, NY, OH, OK, PA, RI, SC, TN, TX, VA, VT and WA. States may vary based on representative.