Pioneer Wealth Management
Client-Focused Wealth Management
The Pioneer Wealth Management team focuses on you and the unique set of financial circumstances you and your family face. Getting to know you and understanding your personal needs allows us to create a customized wealth management strategy aligned with your short- and long-term objectives. By building a lasting, personal relationship with you, we're able to help you anticipate needs and plan for the future.
Contact a Wealth Consultant with Pioneer Wealth Management today by calling 518.730.3140.
Strategies for Your Wealth Management Needs
We help you create a personalized financial strategy based on your lifestyle goals. Using our discovery process, we work with you to build an appropriate plan that supports your objectives, then monitor it to help you stay on track. Our services and strategies include:
- Retirement planning
- Business strategies
- Investment planning
- Small business strategies
- Estate planning
- Education planning
- Risk management
- Tax strategies
- Gifting strategies
Our Approach to Your Personalized Plan
We use a client-centric process focused on pursuing specific milestones we create together. Our comprehensive, three-step planning process is designed to help identify your needs, implement your strategy, and monitor it to help you stay on course.
Assessing Your Needs and Finances: We begin by asking you to complete a confidential personal profile that helps us gain a deep understanding of your current financial situation and goals.
Preparing Your Plan: We provide a detailed analysis of your finances, develop a variety of customized strategies, and offer recommendations to address your future needs.
Implementing and Monitoring Your Strategy: Once you select a suitable approach, we put your personalized plan into action. We then maintain consistent communication with you, carefully monitoring your portfolio and making adjustments, when necessary.
Independence Powered by LPL Financial
Pioneer Wealth Management is supported by the resources of LPL Financial, the nation's largest independent broker/dealer.1 This relationship provides us with thorough research and a comprehensive array of tools, resources and technology. Because LPL Financial has no proprietary products to sell, we have the freedom to offer you thoughtful financial guidance and investment recommendations.
The Wealth Consultants at Pioneer Wealth ManagementPartners you can rely on
Pioneer Wealth Management is a local organization committed to lifting our community and inspiring progress. Our team of consultants are committed to providing you with exceptional, personal service that enables you to pursue financial independence, a successful retirement, and a lasting legacy. We pride ourselves on being a partner and advocate along your financial journey.
Check the background of investment professionals associated with this site on FINRA's BrokerCheck.
Joseph brings over two decades of experience in the financial services industry, where his extensive knowledge allows him to have a positive outlook on productivity, integrity, and leadership. Seeing his team help their clients pursue their financial goals brings him great joy.
He currently holds his FINRA Series 7, 9, 10, 26, 63, and 66 registrations held through LPL Financial, NYS Life and Health license, and NYS Partnership for Long Term Care.
Joseph currently resides in Peekskill, NY with his wife, Carolyn, and his two daughters. He enjoys vacationing with his family in Hilton Head and Aruba. Joseph's favorite teams are the NY Yankees and the NY Giants.
Contact Joseph: 518.730.3143
Robert J. Kovacs, CFP®
Vice President - Wealth Advisor
After graduating with a Bachelor of Arts degree in Economics from State University of NY at Potsdam, Rob immediately started working for a financial planning firm in the Northeast and continued with his career at other local and international financial institutions.
With more than three decades of experience as a financial consultant, Rob holds the CERTIFIED FINANCIAL PLANNER™ certification, awarded by the Certified Financial Planner Board of Standards, Inc. in 2019. Rob is a member of the Financial Planning Association of the Northeastern New York Chapter and has achieved the Patriots Club level based on annual production for 2020.
Rob's objective is for his clients to be able to live their ultimate life, which is why he provides a holistic, customized plan for each client to pursue their ideal lifestyle.
Rob holds himself personally accountable for his client's success throughout his practice, which specializes in client's portfolio design, retirement income planning, and estate planning.
Residing in Delmar, Rob enjoys spending time outdoors with his family and exploring his love of music in his spare time.
Contact Rob: 518.730.3145
Joe was first introduced to the finance field at the young age of twelve, when his grandfather handed him the stock section of the newspaper and asked him to analyze it.
Joe graduated with a Bachelor of Science degree in Business Administration with a concentration in Finance from Salisbury University, where he also played varsity baseball. Since then, Joe has been helping his clients streamline their portfolios to align investment strategies and work toward reducing risk.
He educates his clients on various financial strategies with a goal of maximizing their investments and seeking to provide stability for their future.
With more than a decade of experience as a financial consultant, Joe holds the CERTIFIED FINANCIAL PLANNER™ certification, awarded by the Certified Financial Planner Board of Standards, Inc. and is a long-standing member of the Financial Planning Association of the Northeastern New York Chapter.
Joe currently resides in Wilton with his wife, Melissa, and two sons. He enjoys spending time with his family at their camp in Pennsylvania, coaching Little League, and was previously on the board of the Saratoga Independent School as the finance chair.
Contact Joe: 518.730.3146
Senior Wealth Advisor
Scott joined Pioneer Wealth Management in 2021, bringing with him more than two decades of experience and strategic leadership in financial services. His start in the financial world began on Wall Street on the floor of the New York Stock Exchange, working for organizations such as LaBranche and Company.
Scott holds a bachelor’s degree from the University at Albany, where he earned the Presidential Leadership Award for excellence in a leadership role. Scott also completed his FINRA Series 6, 7, 63, and 65 registrations held through LPL Financial.
Scott currently resides in Clifton Park with his children. In his spare time, he enjoys volunteering with many local charities and organizations, including but not limited to the Ronald McDonald House, Northern Rivers Family Society, Interfaith Partnership for the Homeless, Albany Women’s Shelter, Albany Rescue Mission, and Coaches Versus Cancer. He has taught classes for Junior Achievement, as well as classes for continuing education.
Contact Scott: 518.730.3148
Senior Wealth Consultant
Eóin began his path toward the financial field in elementary school when his father, a financial advisor, helped lead the "stock market game." Excited to learn as much as he could, Eóin began watching the business news, which quickly became his morning ritual growing up and continues today.
After graduating with a Bachelor of Science degree in Finance from Siena College, he began his professional career.
Eóin believes in cultivating strong relationships with his clients to serve as the foundation of their work together. Combining his knowledge of financial markets and solutions with his clients’ personal goals, he creates custom strategic plans that encourage clients to take an active role in their financial future.
Residing in Coeymans Hollow with his wife, Jessica, and three sons, Eóin enjoys spending time outdoors and summer vacations to the ocean, from Kennebunkport, Maine, to Wildwood, New Jersey.
Contact Eóin: 518.429.2500
Philip T. Cortese
Senior Wealth Consultant
At an early age, Philip was personally confronted with the fact that no one ever plans to fail, they just fail to plan. Philip decided that he didn't want anyone else to be in the same situation.
He graduated with his MBA from The State University of New York. With over two decades of experience in the financial sector, Philip works to educate his clients through a comprehensive, personalized approach.
His client's goals and wishes are always at the forefront of his planning. Through in-depth conversations and continual contact, Philip is always working toward his client's financial success. Philip believes a successful, long-term professional relationship is built upon mutual trust, effective communication, and a shared commitment to the financial planning process.
Philip is proud to be a part of the Rensselaer County Chamber Leadership Institute, SUMC Finance Committee, and the treasurer for Halfmoon Softball.
Residing in Clifton Park with his wife, Maryann, and his two children, Philip enjoys hiking, camping with his family, and coaching his daughter's softball team.
Contact Philip: 518.785.5566
Kiere David Neulander, CFP®
Senior Wealth Consultant
After graduating with a Bachelor of Arts degree from Colorado State University, Kiere relocated back to his native Upstate New York. He began his career as a Financial Advisor throughout the Capital Region and has served in this role for over a decade.
Kiere proudly maintains the accreditation of being a CERTIFIED FINANCIAL PLANNER™ practitioner awarded by the Certified Financial Planner Board of Standards, Inc. He also holds FINRA securities licenses 7,6 and 63 through LPL Financial, as well as the New York State Life and Health Insurance Agent license. Kiere is also a member of the Financial Planning Association of Northeastern New York.
Kiere enjoys helping families make informed financial decisions and strives to be their ongoing partner in pursuing their stated financial goals. He values honesty, integrity, and education as his core beliefs. By educating his clients on relevant financial topics and issues, he conveys a disciplined and organized approach to financial planning and investment management.
Kiere is a long-time resident of Saratoga Springs with his wife Lauren and their three children. He enjoys skiing, hiking as well as just relaxing in the backyard.
Contact Kiere: 518.899.0054
After graduating from the State University of New York at Albany with a Bachelor of Arts degree in both Economics and Mathematics, Bradley started his career as a licensed relationship manager with a prestigious investment firm.
He currently holds his FINRA Series 6, 63 registrations held through LPL Financial and NYS Life and Health license.
Bradley believes that a strong relationship with his clients is key, and takes the time to fully understand their wants and needs. He uses the gathered information and his industry knowledge to assist his clients in pursuing their personal financial goals.
Bradley currently resides in Rotterdam with his wife, Angela, and his two sons. He enjoys going to sporting events with his sons and spending quality time with his family.
Contact Bradley: 518.356.1396
Pioneer Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC).
Insurance products are offered through LPL or its licensed affiliates. Pioneer Bank and Pioneer Wealth Management are not registered as a broker-dealers or investment advisor. Registered representatives of LPL offer products and services using Pioneer Wealth Management, and may also be employees of Pioneer Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Pioneer Bank or Pioneer Wealth Management. Securities and insurance offered through LPL or its affiliates are:
|Not Insured by FDIC or Any Other Government Agency||Not Bank Guaranteed||Not Bank Deposits or Obligations||May Lose Value.|