Checking & Money Market

Streamlined solutions designed to support municipalities
Manage budgets, easily coordinate payments, and receipt of funds with a Pioneer Government Checking Account. For organizations looking for a safe and secure investment option, Pioneer’s Municipal Money Market provides competitive returns while allowing for easy access of funds. Explore the range of solutions below with confidence knowing that they meet the guidelines of NYS Office of the State Comptroller, ensuring public deposits are protected beyond FDIC coverage limits.

Full-featured checking with secure online tools
Whether you process a few checks a year or a few thousand, Pioneer offers a checking solution to meet your needs. With a Pioneer Government Checking Account, you'll receive check and deposit processing along with the ability to view cancelled checks online. Pioneer's services are compliant with the NYS Office of the State Comptroller's guidelines, ensuring that public deposits are secured above FDIC coverage.

Use Pioneer's Online Banking platform to conveniently manage your organization's accounts. Our Online Banking solutions provide a user-friendly, secure solution with unique user IDs that allow you to assign privileges, access approval status, and track account activity.

Municipal Checking Features:

  • No transaction limits
  • Unlimited checks and deposit processing included
  • Online Banking
  • No minimum deposit to open
  • No monthly service fee
The practical deposit vehicle for municipalities
Pioneer's Municipal Money Market deposit account helps government organizations optimize interest revenue with a fully secured deposit.

Our account offers competitive interest rates while maintaining easy access to funds. Use our secure Online Banking platform to transfer funds between your Money Market and Checking accounts for an effective cash management solution.

All municipal deposits are secured in compliance with the requirements of the Office of the State Comptroller.

Money Market Features:

  • Competitive rates for increased interest revenue
  • Convenient Cash Management with Online Banking
  • Flexibility with immediate access
  • No minimum deposit to open
  • No monthly service fee

Pioneer is a marketing name of Pioneer Commercial Bank, a wholly-owned subsidiary of Pioneer Bank, National Association. Products and services offered to municipal and government customers are offered through Pioneer Commercial Bank.

Pioneer Commercial Bank’s ABA Routing Number is 021313925.