Limited time offer! Open a Pioneer checking account for local, friendly service and a $200 Bonus!*

Woman checking smartphone
 
We know checking is at the heart of every banking relationship. That’s why Pioneer offers a range of accounts with features that fit your every need. 
 

And right now, when you open a Pioneer Personal checking account, we’ll get the relationship started with a $200 Cash Bonus*.

To receive the $200 bonus, you must:

  • use code CA5 when opening a new Pioneer Personal checking account
  • open the account by June 30, 2025
  • enroll in Online Statements
  • and receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening.
*See promotional details below.

 



Checking Account Comparison

  Premier Signature Essential
Complete Account Features
Online Banking, Mobile Banking, Bill Pay, Instant Issue Debit Card, e-Statements
  Yes  Yes  Yes
Access to Pioneer Perks Yes Yes Trial Coupons
Free Pioneer & Foreign ATM Fees Yes

Free Checks Yes

Dedicated Relationship Manager Yes

Monthly Fee $25 Waivable Monthly Fee3 $7 Fixed Monthly Fee4 $3 Waivable Monthly Fee5
 





















*To receive the $200 bonus:

You must use your bonus offer code when opening a new Pioneer Bank, National Association (“Pioneer”) consumer checking account, which is subject to approval, by 6/30/2025 and receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening (the “qualification period”). A qualifying electronic deposit is a deposit of funds, such as your salary, pension, retirement or government benefit payment, or other income, that has been credited to your account and is a direct deposit made through the Automated Clearing House (ACH) network. Deposits that DO NOT QUALIFY are those through the Real-Time Payments (RTP) network, an electronic credit from a third-party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction), and payments through peer-to-peer networks such as PayPal, Zelle, Venmo or others. Transfers from another Pioneer deposit account also do not qualify.

Offer may be discontinued or changed at any time prior to the expiration date without notice.

Offer excludes all SmartStart and JumpStart accounts.

Enrollment in Online Statements required.

Only one offer may be claimed per household. Offer is valid for the household intended as the recipient of this communication only.

After the qualification period, if you have met all requirements, Pioneer will deposit the bonus into your new account within 120 calendar days. Your new account must stay open through the time we attempt to deposit the bonus. We may close accounts with a zero balance without prior notice. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). You are responsible for any taxes due on the bonus. If you are subject to backup withholding at the time of payment, we may withhold the required amount and remit to tax authorities.

1. You must be registered to use Pioneer's free Online Banking Service and Mobile Banking. Sign up here!
2. Bill Pay may not be used to pay the IRS, state & local taxing authorities, government agencies, or court-ordered payments. Other payments may be excluded. 
3.  To waive the monthly fee, maintain an average $250 daily balance or set up a recurring direct deposit
4. Eligible for local discounts & national retailer deals through Pioneer Perks powered by BaZing® 
5. First two statement cycles are free if the service charge waiver limits are not met or maintain an average daily Personal Premier Checking balance of $25,000 or $100,000 daily average deposit relationship balance to avoid a service charge. Relationship Balance = Balances of $100,000 in combined consumer accounts and Pioneer Wealth Management investment accounts.