Checking

Accounts designed with you in mind
We offer a range of accounts to fit your unique needs, with features and special benefits to suit every individual. Find the one that's right for you, or ask us and we'll help make your decision a little bit easier. Stop into one of our convenient locations to open your checking account today! 

Simple and convenient
Building your financial future starts here with Essential Banking - the account that gives you all the basics: an Instant Issue debit card and access to free Mobile Banking, Online Banking, and Bill Pay to check balances, pay bills, and make transactions anytime and anywhere that's convenient for you. Essential Banking helps your money work for you!
  • $5 minimum deposit to open
  • Monthly service charge of $3.00
    • To waive the monthly fee, maintain an average $250 daily balance or set up a recurring direct deposit
  • Free Online Banking, Mobile Banking1 & Bill Pay2 available
  • Complete Account Features
  • Pioneer Perks trial coupons on local and national retailers*
*Partial BaZing® requires customers to sign-up for Sample BaZing at no additional cost. Benefits include 3 discounts and ID Theft Aid. See a Pioneer representative for details.
The account with all the perks
Do you want more from your account? Pioneer's Signature Banking account delivers built-in security with all the extras. It provides you with convenient banking solutions along with the value of Pioneer Perks. Signature Banking has no monthly balance requirement and is just $7 per month.

Perks of Banking:
  • $5 minimum deposit to open
  • No minimum monthly balance required
  • Free Online Banking, Mobile Banking1 & Bill Pay2
  • Complete Account Features
  • Eligible for local discounts & national retailer deals through Pioneer Perks powered by BaZing®
Once your account has been opened, download the Pioneer Perks app and start saving today!

A relationship that rewards you
Customers who achieve Premier status enjoy exclusive access to enhanced benefits and rewards. Visit our Premier Banking page to learn more.

Jump-start your financial future
Jump$tart Checking® is the low-cost checking solution for those who may not qualify for other checking account products. Featuring an easy-to-read monthly statement, low opening balance, and no minimum balance required, Jump$tart Checking® gives you the tools you need to manage your money, pay bills, and make transactions. You'll have access to free Mobile Banking**, Online Banking, and Bill Pay*, for banking on your terms, and the Instant Issue debit card that works just like cash anywhere that accepts debit cards. Jump$tart Checking® customers may qualify for a full-feature checking account after 18 months.

Jump$tart Checking® features:
  • $50 minimum deposit to open
  • Non-interest bearing
  • No minimum balance requirement
  • Monthly service charge of $9.95 with a $3.00 credit for recurring direct deposit
  • Eligible for checks
  • Mobile Banking, Online Banking, and Bill Pay* included at no additional charge
  • No external transfers allowed online
  • Instant Issue debit card available with $300 daily PIN/cash limit; $750 daily POS limit
  • May qualify for a full-featured checking account after 18 months
The simple way to jump-start your finances
Jump$tart Basic® is the banking solution for those who may not qualify for other checking account products. With an easy-to-read monthly statement, low opening balance, and no minimum balance required, Jump$tart Basic® gives you the tools you need to manage your money, pay bills, and conduct transactions. You'll have access to free Mobile Banking**, Online Banking & Bill Pay* for banking on the go, and the Instant Issue debit card that works just like cash anywhere that accepts debit cards. Jump$tart Basic® customers may qualify for a full-feature checking account in 18 months.

Jump$tart Basic® features:
  • $50 minimum deposit to open
  • Non-interest bearing
  • No minimum balance requirement
  • No checks available for this account
  • Monthly service charge of $9.95 with a $3.00 credit for recurring direct deposit
  • Mobile Banking, Online Banking & Bill Pay are included at no additional charge
  • No external transfers allowed online
  • Bill Pay daily limit set at $1,000
  • Instant Issue debit card available with $300 daily PIN/cash limit; $500 daily POS limit
  • Qualify for full-feature checking after 18 months
















Sign-up for your Pioneer Perks Trial to try some of the great features such as Payment Card Protection, Identity Restoration Services, and 3 discounts. Click here to sign-up.


1. You must be registered to use Pioneer's free Online Banking Service and Mobile Banking. Sign up here!
2. Bill Pay may not be used to pay the IRS, state & local taxing authorities, government agencies, or court-ordered payments. Other payments may be excluded.
3. When the bill is paid through your account. With $50 copayment per claim – a maximum of two claims per year per account. Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. See a bank representative for more details.