Government Credit Cards

Manage your business expenses with ease

The Visa Signature® Rewards Business Credit Card simplifies your spending offers the option to add multiple cardholders, choose between consolidated or individual billing, and includes other account features. Plus, travel/emergency assistance service, purchase security, and extended protection mean you can spend confidently knowing your purchases are secure.

Track Spending Easily
  • Monthly Account Summaries
  • Monitor Online Account Activity
  • Online Payments & Statement Access 
  • Individual Spending Limits by Employee
  • Fund Float Option Available
  • Consolidated or Individual Billing Options

Additional Visa® Benefits

  • Embedded Chip for Enhanced Security
  • Purchase Security/Extended Protection
  • Auto Rental Collision Damage Services
  • Travel/Emergency Assistance Services
  • Visa®'s Zero Liability Policy2
  • Emergency Card Replacement
  • Cardholder Inquiry Service
Online Account Access and Rewards Points Redemption
UMB Bank, n.a., the top-rated lead bank of UMB Financial Corporation (NASDAQ:UMBF) – a financial holding company based in Kansas City, Missouri; is the issuer of the credit card.

UMB Bank Commercial Card Service Team: 
Dedicated for Accountholders – 1.888.494.5141 or

Hours of Operation: Mon – Friday 7am – 7pm CST /Sat: 8am – 5pm CST
  • To report Fraud or Lost/Stolen Account
  • Provide day to day support to Accountholders
  • Balance and Availability inquiries
  • Statement copy requests
  • Contact BPC Administrator directly for assistance with changes to account limitations

*Cards are issued through UMB Bank, n.a.
1. See the Rewards Rules and Guide to Benefits that accompany your card for details. Certain terms and conditions may apply.

2. Visa's Zero Liability Protection covers U.S.-issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult the issuer.

See card application for important rate, fee and program information. Cardholders should consult their Rewards Rules and Guide to Benefits that accompany their card for details. For specific restrictions, limitations and other details, please consult the card issuer, UMB Bank, n.a.

Pioneer is a marketing name of Pioneer Commercial Bank, a wholly-owned subsidiary of Pioneer Bank, National Association. Products and services offered to municipal and government customers are offered through Pioneer Commercial Bank.

Pioneer Commercial Bank’s ABA Routing Number is 021313925.