Organize Your Finances Into One Dashboard

Do you have more than one credit card, loan, or an account at more than one bank? Chances are you do. The average American has 2.6 credit cards, with 28% of Americans having an account at two banks and 7% having an account at more than five banks.

With your money in different locations, it’s important to have a global view of your finances. Here’s why.


Keep Track of Expenses

It’s not always easy to remember which credit card you used for your last online purchase, or which account you pulled your rent check from. Tracking your spending is important so that you’re not digging yourself into a hole of debt.


Balance Spending and Savings

Do you know what percentage of your income is going to your monthly mortgage payment, your entertainment, or savings? Remember, it’s best to try and stick to the 50/30/20 rule, where 50% of your income goes to paying the bills that need to be paid, like your groceries, 30% go towards your wants, those things that are not absolutely essential, and where 20% should go to your savings and your future.


Set Budgets and Goals

It’s harder to set budgets and goals when you can’t see the whole picture. You may have forgotten about that one monthly subscription that is coming out of the bank account you hardly look at. Forgetting about those small reoccurring payments can really mess with your budgeting and ultimately your main goal.


Understand Your Financial Health

If you don’t know where you stand with your finances, how are you supposed to make educated decisions that will benefit your future? You can start your path to financial security by knowing your total income, savings, and expenses.

With all the different options available to the consumer, how do you make sure you have that global view of your finances, and that nothing is slipping through the cracks? Luckily Pioneer’s Personal Finance is here to help link your external accounts to view in one location. This aggregated view of your accounts will keep your budget on track. 
The material provided on this website is intended for informational purposes only. Links to other web sites are provided for reference and do not constitute a referral or endorsement by Pioneer or its affiliates. Please note that such material is not updated regularly and that some of the information may not be current. It is recommended that you consult with a financial professional for assistance regarding the information contained herein.