How to Order *That* Cheese Board AND Pay Next Month's Rent

We all know the temptation that hits when you see a cheese board or charcuterie board on the menu at that hip new spot in town, but how do you manage splurging to get that insta-worthy pic, without breaking the bank?

Do you need that cheese board? No. But, do you really, really want it? Of course. Sometimes when summer comes, our budgets suddenly disappear, but they don’t have to. Here are a few of our tips on how to have the best of both worlds – a cheese board and next month’s rent.

Go out with friends.
This may seem like a no-brainer, but you can usually save a lot more money this way. Take advantage of happy hour specials and split small plates! It’s a great way to try a variety of menu options, while also staying under budget, which means more money in your bank account.

Cut back on your subscriptions.
Do you even know what subscriptions you’re signed up for? Probably not. Subscriptions are SO easy to sign up for, yet easily forgotten. That little package that might show up at your door each month? You can probably do without it. So take a look at your bank account (and email) - it may surprise you.

Purge your things.
Trends come and go, and it’s never been easier to get rid of clothes or apartment items. Try reselling apps  like Poshmark©, ThredUp©, or even Facebook® Marketplace to sell that chair in the corner of your room that collects “stuff,” or those shoes you’ve worn once, but *had* to have.

Work lunches.
Have those “treat myself on Friday” lunches turned into a daily occurrence? Yes, buying lunch is much more convenient, but it can cost $10-15 a day, or $50-75 a week. Meal prepping on Sunday’s may take a bit of time, but your bank account will thank you.

Find a credit card with rewards.
There are plenty of credit card options with travel points, cash back on restaurants, or everyday expenses. Do your research before committing to one.

Use a budgeting tool.
There are various budgeting tools out there, but with your Signature Banking account, you can take advantage of Personal Finance. This interactive tool allows you to see exactly where you are spending your money, and you can even set your own financial goals.
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