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Business Loans

Business lending with a focus on you.

Pioneer is a community partner in the truest sense, making decisions based on our individual customers, not just their portfolios. We understand that a loan application doesn't always tell the whole story, which is why we take the time to listen and consider your particular needs in the approval process. Every member of our local team works for you - from our lending officers and support teams to our branch managers and tellers.

**For information on PPP Loan Forgiveness, please click here.***

Find a branch near you

Commercial Mortgages

Ask about commercial mortgages and commercial real estate financing:
  • Fixed and Adjustable Rate Mortgages
  • Competitive interest rates
  • Flexible terms and personalized solutions
  • Title Insurance service available
  • Construction loans and financing

Construction Loans

Ask about Pioneer's commercial real estate construction loans:
  • Competitive interest rates and flexible terms
  • Commercial Real Estate Construction loans and financing
  • Land Acquisition and Development loans
  • Builder financing

Term & Equipment Loans

Ask about Business Term & Equipment Loans from Pioneer:
  • Term Loans for long-term financing needs.
  • Equipment loans to purchase essential equipment.
  • Financing for new or used vehicles

Business Line of Credit

Ask about Pioneer's Business Line of Credit:
  • Flexible revolving credit lines to fit your business
  • Competitive rates and flexible term options

Business Credit Cards

Manage your business expenses with ease

With a Visa® Business Credit Card you can simplify the way you spend and manage your expenses and cash flow - so you can get back to business.

Track Spending Easily
  • Monthly Account Summaries
  • Monitor Activity Electronically by Account
  • Statement Access and Online Payment
  • Individual Spending Limits by Employee
Additional Visa Benefits
  • Embedded Chip for Enhanced Security
  • Purchase Security/Extended Protection
  • Auto Rental Collision Damage Services
  • Travel/Emergency Assistance Services
  • Visa's Zero Liability Policy 2
  • Emergency Card Replacement
  • Cardholder Inquiry Service

UMB Bank, n.a., the top-rated lead bank of UMB Financial Corporation (NASDAQ:UMBF) – a financial holding company based in Kansas City, Missouri; is the issuer of the credit card.


Business Cardholder Self-Service Contacts:
Online Account Access and Rewards Points Redemption –
Customer Service Call – 888.494.5141
Lost or Stolen Card – 888.494.5141

*Cards are issued through UMB Bank, n.a.

1 See the Rewards Rules and Guide to Benefits that accompany your card for details. Certain terms and conditions may apply.

2 Visa's Zero Liability Protection covers U.S.-issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult the issuer.

See card application for important rate, fee and program information. Cardholders should consult their Rewards Rules and Guide to Benefits that accompany their card for details. For specific restrictions, limitations and other details, please consult the card issuer, UMB Bank, n.a.

Personal Finance

Easily Control Your Money

With Pioneer's Personal Finance tool, you can take control of your money by setting goals, creating budgets, and tracking spending and savings. Organize and visualize your finances with this free tool from Pioneer.

Learn More

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