Utilizing Your Home Equity Line of Credit

Turn your to-do's into ta-da's!

What's on your to-do list?

Dreaming of a kitchen upgrade? A new deck for entertaining? Or maybe rolling up credit card debt into one low payment? It’s a great time to use your home’s equity do the things you want to do.

With three convenient ways to access your home equity line of credit, you can take advantage of whichever works for you.

Accessing your HELOC funds:

Make an advance through Online Banking


Use your HELOC checks


Call our Customer Care Team at 518.730.3000

If you need assistance, you may stop into any of our 22 branch locations or call our Customer Care team at 518.730.3000 from 8:00 AM to 7:00 PM EST, Monday through Friday, and 8:30 AM to 1:30 PM EST, Saturday.

Related Lending Articles

family working on home improvements
Two construction workers working on a building
Couple preparing food in modern kitchen.

Home Equity Line of Credit vs. Home Equity Loan: What’s the Difference?

One of the advantages of owning a home is that you can build up equity that can then be used to borrow money when a financial need arises. Home equity lending uses the equity in your home as collateral.

5 Reasons to Tap into Your Home's Equity

If you’re a homeowner looking to make a big purchase, you may have some financing options available to you in the form of home equity. Here are a few beneficial reasons to tap into your home's equity.

Your HELOC Can Help to Lower Your Energy Bills

As energy and gas prices continue to rise as we head into the cold winter months, it may be time to put your home equity line of credit to good use to lower your monthly bills.