Your September Financial To-Do List
September is all about getting back to work, which includes refocusing on your finances before the busy holiday travel and shopping season is upon us.
Here’s our list of tasks that should be on your September financial to-do list to start the month off right.
Review Your Benefits
Open Enrollment for most companies happens around September and October. Prepare now by taking a look at your current health insurance plan and determine whether it meets your needs. Also, think about whether you have any life events coming up that could have an impact on the package you select for the upcoming year.
This is also a good time to make sure that you’re not missing out on any reimbursements.
Pay Quarterly Taxes
If you work for yourself, earn freelance income on the side, and expect to owe more than $1,000 in taxes for the year, make sure that paying estimated quarterly taxes by September 15 is on your financial to-do list.
Book Your Thanksgiving Travel
Planning your Thanksgiving travel now could save you some serious bucks. Google Flight analysts say the lowest holiday airfare prices are in early September. Prices will gradually rise through October and then spike a week before the holiday.
If your travel dates are flexible, try to plan your return flight after the post-Thanksgiving weekend.
Check Your Credit Cards’ Benefits
This may not come as a surprise to most, but credit cards often offer an array of free perks, including price protection coverage, car-rental insurance, luggage insurance, or cash-back incentives. But in recent years, card issuers are scaling back or dropping these benefits altogether.
Take some time to look at the benefits of your card, and consider applying for a new card to fit your needs if your rewards have diminished.
Score Items with Serious Discounts
September tends to be the month where you can find discounts on major appliances, such as washing machines and dryers, and even lawnmowers and leaf blowers.
You can also snag a deal on laptops and other electronic devices.
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